tag:blogger.com,1999:blog-1913143473082500114.post682909268649186541..comments2008-06-10T08:45:42.951-07:00William Morrisshttp://www.blogger.com/profile/09679044599000737422noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-1913143473082500114.post-88625912701777318562008-06-10T08:45:00.000-07:002008-06-10T08:45:00.000-07:00I love to wade in on stuff like this. I won't list all the forms that identity theft can take on, nor will I indulge you on the subject of the time delays from theft to usage. Remember, ID numbers including SSNs, drivers license #s, medical IDs, account and routing #s, student IDs, telephone #s, and so on are bought and sold many times and re-aggregated and sold again and again. By the time an ID theft incident occurs several years could have elapsed.<BR/>If issuing a fraud alert to the credit bureaus stops fraudulent use of an SSN in opening new credit accounts has it stopped identity theft? Remember, although financial identity theft while being the single largest category of reported cases (FTC stat), it only comprises less than 30% of identity theft. Lifelock does the public great harm by misinformation. Identity theft is so much more than a credit issue, and the other forms are far more serious and much more difficult to tackle. When a woman in Northern California discovered that after applying for a job that 81 people were already using the same SSN for employment. Do you think for a moment that Lifelock could help her?<BR/>Let me also say that if an American believes he/she has been victimized then they have the right to request their own fraud alerts from each bureau at no cost. We also know that Lifelock is calling the credit bureaus pretending to be the victim (an unlawful act), in order to request the fraud alert. Where does the $10/mo Lifelock charges go?John Taylor magpiijohn@gmail.comnoreply@blogger.com